Effective Date: April 10, 2025

Please read these Terms of Use ("Terms") carefully before using the DebtClip app or website. By accessing or using any part of the service, you agree to be bound by these Terms. If you do not agree, please do not use DebtClip.

1. Eligibility

DebtClip is intended for individuals who are 18 years of age or older and are located in the United States. By using the app or site, you confirm that you meet these criteria.

2. Description of the App

DebtClip is a debt tracking and repayment planning tool designed to help users manage their finances more effectively.

We do not provide:

  • Loans or credit services
  • Financial or legal advice
  • Personalized financial recommendations

All outputs and projections in the app are based solely on the information you enter and are intended for educational and illustrative purposes only.

3. User Responsibilities

  • Provide accurate and truthful information within the app
  • Use the service for personal, non-commercial purposes
  • Understand that all results and suggestions are non-binding and not guaranteed

DebtClip is not liable for financial decisions made based on app content.

4. Data & Privacy

Your privacy is important to us. Please refer to our Privacy Policy to learn how we collect, store, and protect your personal information.

5. Intellectual Property

All content, branding, interface elements, and other intellectual property within DebtClip are either:

  • Owned by DebtClip
  • Licensed for our use

You may not reproduce, modify, or redistribute any part of the app or website without our prior written permission.

6. Limitation of Liability

To the fullest extent permitted by law:

  • DebtClip is provided “as is” without any warranties or guarantees
  • We are not responsible for any direct or indirect damages, financial losses, or misunderstandings that result from using the app or relying on its outputs

7. Modifications to Terms

We may update these Terms periodically. Changes become effective immediately upon posting. Your continued use of the app or website after an update means you accept the new Terms.

8. Termination

We reserve the right to suspend or terminate access to the DebtClip app or website if:

  • You violate these Terms
  • We believe your use poses legal, technical, or reputational risks

9. Contact Us

For questions or concerns regarding these Terms of Use, please contact:
support@clipdebt.com